Access to credit and capital provides the foundation to building financial capacity. MNGF offers a variety of financial services to help you get started.

• Individual Development Accounts •
• Consumer Loans •
• Workforce Support Loans •
• Fresh Start Loans •
• Home Financing •
• Home Grown Food Security Loan •

Individual Development Accounts (IDAs)

Individual Development Accounts (IDAs) are a goal-oriented matched savings program for asset building. The program requires a long-term commitment and rewards responsible budgeting and savings with a 1:1 match. IDAs are an ideal way to save for your home down payment.

Capacity Building Loans

Workforce Support Loans

We believe in supporting a growing Native workforce and offer financial support to help set you up for workforce success – work attire, tools, laptop or office equipment, minor car repairs or household needs to keep you working.

Consumer Loans

A consumer-friendly loan product to improve your financial capacity to absorb financial shock, build credit, and restore and maintain balance to your financial well-being.

Fresh Start Loan

Give yourself a fresh financial start and get started on the right path to improved credit and financial security again. Pay off old collections, bad debts or high-interest debts and consolidate them into one simple low interest payment.

*These loans are offered to on-reservation tribal members and residents for the time being.

Homeownership Coaching

  • Home Loan Preparedness and Pre-qualification
  • How to develop a Home Loan Workplan based on your needs when you qualify now
  • How to develop a Home Loan Prequalification Plan to address credit or budget barriers in an understanding, encouraging environment when you don’t quite qualify now
  • On-Reservation home purchase or build for enrolled tribal members:
    • Discussion of available down payment assistance and loan products when buying or building on trust lands
    • Technical Assistance and advocacy in completing your home loan application package and working with mortgage lenders
    • Technical Assistance in navigating the residential homesite leasing process
  • Off-Reservation home purchase or build for Native Americans on fee simple lands
    • Discussion of available loan products
    • Technical Assistance and advocacy in completing your home loan application package and working with mortgage lenders
    • Discussion on working with realtors and title insurance
  • Home Repair options for existing homeowners, on and off reservation

Home Grown Food Security Loan

Food Sovereignty is a primary concern in rural, tribal communities. We offer options for local gardeners to access resources to scale up production.

This program is offered in partnership with the Fort Belknap Reservation Extension Office.

Essential Food Production Workshop attendance required.